There are 2 sections of benefits for your MVA claim: Section A and Section B. 

Section A Claims:  

With Section A MVA claims, all treatments must be completed within 90 days of date of loss. Up to 21 treatments can be covered. Physiotherapy, Chiropractic, Massage and Acupuncture treatments are all included within this count. 

Once your 21 visits With Section A are completed any further visits will be billed to your extended insurance policy if you have one. (For example Alberta Blue Cross or SunLife.) The remaining balance not covered by your insurer and in addition to your current benefits, will then qualify for Section B Claims.

The limits to Section B are as follows: 

Section B Claims:

*You will have 2 years from the date of approval for your section B benefits to use these benefits to the above maximum. 

MVA Claims: Frequently Asked Questions:

Why do I have to use my group or private medical or dental benefits?

 As regulated by the Government of Alberta, automobile insurance requires that your private or group benefit plans, including health care spending accounts, be utilized first for any medical expenses not covered under the Diagnostic Treatment Protocol Regulation (DTPR). If there are approved treatments not covered by your medical plan, you should submit them to your adjuster for review.

What forms are needed to receive approval for treatments?

To process your claim, the Alberta Government mandates the completion of two forms: Notice of Loss and Proof of Claim (Form AB-1) and the Treatment Plan (Form AB-2). You can obtain these forms directly from your treating provider or by visiting the following link:

https://www.alberta.ca/insurance-forms#jumplinks-0  (Look for the “Accident Benefit Claim - Prescribed Forms” section to locate the specific forms you require.)

The Notice of Loss and Proof of Claim (Form AB-1) is to be filled out by you and enables communication with your Primary Health Care Practitioner.

The Treatment Plan (Form AB-2) is to be completed by your Primary Health Care Practitioner. Such as a Chiropractor, Physiotherapist, Physician, Dentist, Occupational therapist, or Psychologist.

Typically it is done by a Physiotherapist or Chiropractor who can best asses your injuries.

See one of our Practitioners who can help you with these forms.

Visit the link below to get started with your MVA claim: